Gotta be fake?

If you don't have a Chase account... then its a good chance this email is a fake. Its called a Phishing attempt. They are trying to get your personal information. The link will probably go to a carefully create website that will ask you for personal information like Name, SSN, Account number, Address, pin, etc. The site will look similar to Chase, but probably will have similar spelling and grammar errors. The information will be send to the fraudsters. (I've seen this a lot as I work for a bank and we had emails of the same nature go out.)